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Prices and buying

Do heating oil buying groups (oil clubs) save money?

Often, yes. An oil club collects orders from many homes so a supplier can deliver them together, and the Competition and Markets Authority (CMA) says this pooling is how clubs secure lower rates. The saving depends on the club, the month and your area, so compare the club's price with a quote for the same litres, oil and delivery speed.

Checked 24 Oct 2026 · prices live, 25 October 2026

How oil clubs work

An oil club, also called a buying group or syndicate, gathers orders from its members and negotiates one price with a supplier. The CMA's 2026 heating oil market study describes the usual pattern: you sign up, usually for free, the group shops around for the most competitive rate, and members are told the price regularly so they can buy in bulk at a discount. Some clubs gather members' orders on set dates: North Yorkshire Council's scheme for Ryedale and Scarborough, for example, orders about every two months. Others agree a price with a single local supplier that members then order from.

Clubs are run by community charities, some councils and local groups. In rural England, the ACRE network of county rural community charities lists oil buying schemes among the services its members offer. Figures in the CMA's study suggest that 10 to 15% of heating oil customers buy through buying groups or syndicates.

Why a club can get a lower price

The price of heating oil mostly follows the wholesale cost of the oil, but the tanker's time on the road matters too. The CMA found that rural and remote homes cost more to supply, and that coordinating orders through a buying group helps by fitting more deliveries into each mile driven. A supplier who can fill a whole round in one village can offer a sharper price.

The savings are real but vary. In May 2026 ACRE reported that members of Rural Action Derbyshire's scheme buying 500 litres saved around 5% on an average benchmark price, in a snapshot taken on 1 May. The CMA also notes that club prices are shared only within the group, so you may not see a club's price until you join.

The trade-offs

  • Timing: if the club orders on set dates, you wait for the next round. That suits a planned top-up, not a nearly empty tank.
  • Choice of supplier: the club chooses the supplier, so you take that supplier's delivery date and payment terms.
  • Fees and rules: check for a membership fee, a minimum order and how the price is quoted.
  • Availability: not every area has a club. Citizens Advice suggests searching online, on social media and on community notice boards, or asking your council, and says you can set one up yourself.

Comparing a club price with a Fueltool quote

Line the two prices up on the same terms before you decide:

CheckWhy it matters
Same litresThe price per litre falls as the order grows: today 1,000 litres works out about 1.4p a litre cheaper than 500.
Same oilCompare standard heating oil with standard heating oil, not with premium kerosene.
Same delivery speedSet a next-round club delivery against a quote with a similar delivery date, not an urgent one.
VAT and extrasAsk whether the club price is per litre before VAT. Fueltool prices include delivery, totals are shown with 5% VAT and there is no service charge.
FeesSpread any annual membership fee across the orders you expect to make.

You can use both: when the club announces its price, compare prices for your postcode for the same litres and delivery date.

Common questions

Are oil clubs free to join?

Many are. The CMA says sign-up is usually free, but not always, so check for any membership fee before you join.

How do I find an oil club near me?

Ask your local or parish council, search online and on social media, or check community notice boards. In rural England, your county ACRE member may run or know of a scheme.

Can an oil club help if I am about to run out?

Not always, because some clubs only place orders on set dates, which can be weeks apart. If your tank is low, compare prices for the earliest delivery date instead.

Do oil club prices include VAT?

It varies, so ask. A price per litre before VAT can look cheaper than a total that includes 5% VAT when it is not.

Can I start an oil club myself?

Yes. Citizens Advice says you can set one up if there is not one in your area. Agree how orders, payment and any fee will work before the first round.

Sources

Prices on this page are Fueltool's live figures for 25 October 2026: the typical (median) listing for standard heating oil, before VAT unless it says otherwise. How they are worked out.

Instant quote
Please enter your full UK postcode.
Enter between 500 and 40,000 litres.

Today's price

Typical heating oil price today: 114.1p a litre before VAT, about £1,198 for 1,000 litres with VAT.

See today's prices

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